Paycheck Survivor
Enter the money you actually have
Set up cash, bank, and other money buckets with their available balances. You decide what is there; the app does not connect to your bank.
Paycheck Survivor: beta testers needed for paycheck-to-paycheck budgeting
Built for real paycheck-to-paycheck life. Explore the tools, then tell us what works and what needs fixing.
How it helps
Start with the paycheck in front of you.
When bills are coming from every direction, the first question is simple: what must this check cover before you spend another dollar?
Put bills against a paycheck
Add amounts and due dates, then see what the next check must handle after the food and gas amounts you set aside.
See what needs attention
Safe, Close, and Short statuses help you spot pressure. If a bill is hard to cover, you can prepare for a conversation or look for support.
Inside the app
Practical tools for the moments that get messy.
These features help turn “I think I have enough” into a clearer picture of what is due and what is possible.
Bills in one place
Keep the amount, due date, payment status, and money bucket for each bill together so fewer things depend on memory.
Plan across paydays
Plan one check at a time. The Plus planner can compare two upcoming checks and show when one carries too many bills.
Prepare for a hard call
Plus gives you scripts tailored to each bill and highlights hardship or assistance programs worth asking about—options a representative may not mention unless you ask. You can also track a payment arrangement.
Look for forgotten charges
Hidden Bills shows you where and how to check for renewal notices, free trials, subscriptions, and other recurring charges that may be quietly draining your account.
Find breathing room
Cut & Replace helps you pause, cut, or swap optional expenses and suggests free or low-cost alternatives to use while you get back on your feet.
Know where to look for help
Plus points to independent resources including 211, Feeding America, HUD, and NFCC when planning alone cannot close the gap.
Why we built it
Made from lived paycheck-to-paycheck experience.
Paycheck Survivor began as a tool the founder built for his own paycheck decisions and early warnings. It grew as he added the functions he needed. We are testing it now with people who understand this pressure firsthand.
When money is tight, a clear picture of the next paycheck can be a useful place to start.Our reason for building
Help shape Paycheck Survivor
Join the beta. Tell us what works.
We have built the app and are inviting Android testers to try it. Your honest feedback can help us make the tools clearer and catch what we have missed before a broader release.
- Try the current beta experience.
- Tell us which screens actually help and where you get stuck.
- Suggest what you wish the app could do next.
Request beta access
Leave your email so we can follow up about testing and feedback. There is no purchase on this page.
We will use your email for Paycheck Survivor beta updates. For questions, see the contact details at the bottom of this page.
Need a useful step today?
Our free guides cover overdue bills, creditor calls, and paycheck planning while the app is being tested.